Population Clocks that lead to real estate shocks

                                                       Word Population Clock
world population clock                                                                              source


Think about this..
In Australia.
One birth every 1 minute and 46 seconds.
One death every 3 minutes and 27 seconds.
With a net gain of one international migrant every 2 minutes and 39 seconds.
A Total population increase of one person every 1 minute and 32 seconds.
On 21 June 2016 at 11:12:29 AM (Canberra time), the resident population of Australia is projected to be hit 24,108,867 , according to the Australian Bureau of Statistics.

2038Check out the population projections for 2038.



Regarding state population growth, state by state its Victoria, followed by Western Australia, NSW, QLD, South Australia, Tasmania, NT, ACT.
And Job vacancy figures for Victoria’s jobs market are one of the best in the nation, with 4.8 unemployed people searching for each vacant job, a result only beaten by NSW which has 4.4 unemployed per vacancy.
Melbourne has become Australia’s biggest-growing city and is set to overtake Sydney as the country’s biggest city in 2056, according to the latest Bureau of Statistics projections.
Yes we realise that this will spark some gloating from our friends down below the border.
But hey..we still have the Opera House and the harbour bridge..and the Victorians have..Docklands.. 🙂
And many people will not be surprised to find out that there are large numbers of people living in Melbourne and Sydney’s “outer” fringes which are continuing to explode at a rapid rate, with new data showing outer suburbs in the two cities are growing larger and faster than the rest of the country.
Cranbourne East in Melbourne’s southern growth corridor was the country’s largest growing and second-fastest expanding suburb.
Sydney’s high-rise hot spot Waterloo was the fifth largest growing suburb, with the number of residents in the high density area.
So, by looking at the above information, we can see, that despite some ebbs and flows due to interest rates,and local fluctuations in sales..its a linear trend literally forever in house and unit prices as well as demand.
Sure some groups will claim there will be an over supply of X at Y location..thats fine and logical.But if you have a strong team of advisors working for you, on your behalf, the risks are reduced considerably..
There is a reason why the term “safe as houses” has been around for years.
What choice, do we have between investing in houses, or units, for long term capital growth and leverage, and something like the stock market for instance ?
Do you really have the time to research the share market, the different forms of financial instruments used as well as finding brokers and fund managers..?
And don’t forget the Australian S&P/ASX index fell 105 points last year..the index itself closed below 5k points.
That was the first time since July 2013 for the index to reach that level.
And are we calling it a crash, or a dip, or a pull back.?
Many people don’t even understand how longcrash the crashes take to play out. Even the fabled crashes of 1929 and 1987 took weeks to play out. In 1929, the Dow Jones Industrial Average peaked on 3 September. But the precipitous crash didn’t start until weeks later.
How do you get a loan, for buying stocks ?
What do you think your bank manager would suggest to you, if you suggested, with a straight face, what you needed to borrow capital for..and then said “shares” ?
Home loans are a major part of any bank’s business model, and lenders are more likely to lend on residential property than any other asset class – as evidenced by the fact that they will lend a higher proportion of the value (up to 95%) and at lower interest rates than any other asset class – including commercial property.
Unlike houses/units, you do not get the same high leverage for borrowing(if at all) using blue stock shares.
If you buy a share, you buy it at the market price at that time: there’s no scope to negotiate. In the property market, it’s exactly the reverse: buying and selling is all about negotiation.
And there is more..lets see.
Tax breaks where you can write off investment expenses against your tax, benefits from depreciation as well as tax benefits.

Sell your own home, you don’t pay any tax on the profit; meanwhile, if you sell an investment property that you’ve held for more than 12 months, you only pay capital gains tax on half of the profit.
And unlike shares, you can use your super funds for investing.
How good is that ?
All in all, Australias economy is pretty damn solid, populations are always going up and the government offers so many incentives to invest in houses and units, that it would be insane to place large amounts of capital, into shares.