Last Post For 2016


We would like to think of this final blog post for 2016, as a brief encapsulation of some of the core investment strategies of Ample Property Solutions.
Its built around a simple premise.
The guided investment concepts of property investment, in new properties, using our extensive team of specialists, to help you buy at the right time, in the right location.
And to then use, our knowledge, to help you slowly build a property portfolio, that works on two levels.
The first is the asset is increasing in value.
And the use of these assets, to greatly reduce your tax.

This is a slow and careful way, to insure true wealth, for your families future.
This is not a get rich quick scheme.
But a get wealthy slowly over time.

The problem in this industry, with the advent of the internet, is information.
There is too much of it, which is good in some regards, but also can be highly confusing to the novice property investor.

You do not need to know everything before you get started.
After all, we can drive cars without knowing how the engine actually works and property is similar.
We show you a logical structure, that works for all our clients, led by our trusted team of consultants at every step of the way.

When our clients are shown how it all works, it makes logical sense.
But at the same time, it obviously goes further than that.

Many of us are striving to get beyond a “mere” wage earner.

In common parlance this is often derisively referred to as a wage slave.
While the wage slave is free to leave his current job, he is stuck in a treadmill of increasing debt, whilst saving for the future.
This is a culture of looking busy, and “saving” for the future and retirement.

But did you know in a wealthy country like Australia, less than 5% of people end up not relying on the government pension when they retire.
Yet they have been working hard, and saving their money in banks and super etc just as they have been told to do since day one.

Modern wave slaves, compared to people just fifty years ago, live of life of consumer abundance.
They are consumers in a race to get the best TV, the best car, the best clothes and on and on it goes.

Everyone wants instant gratification.

One of the pillars of our philosophy, if thats the right word, is built around the term `delayed gratification`.
In the 1960s, a Stanford professor named Walter Mischel began conducting a series of important psychological studies.
The experiment started with a child placed into a private room and placing a marshmallow on the table.
A researcher offered a deal to the child.
The child was told that the researcher was going to leave the room and that if the child did not eat the marshmallow while he was away, then they would be rewarded with a second marshmallow.

But, if the child ate the first one before the researcher came back, then they were not allowed to receive second marshmallow.
One treat now or two treats later.
That was how the game was structured !
The results are in this paper
The children who were willing to delay gratification and waited to receive the second marshmallow ended up having higher SAT scores, lower levels of substance abuse, lower likelihood of obesity, better responses to stress, better social skills as reported by their parents, and generally better scores in a range of other life measures.
Now as amusing as this experiment was, its the follow up studies, that make this truly interesting.
Here and Here
Its often referred to as the Marshmallow experiment.

So what we are trying to say, using that analogy is, by delaying instant gratification now, by going without some useless luxury goods, we don’t really need, can lead to long term wealth creation.
This segues naturally into good debt and bad debt.
Debt is considered good when it’s efficient—that is, it’s working to help you build wealth.
Bad debt is categorised as inefficient, because it generally costs money (interest charges) without helping to build long-term wealth.
Good debt is often used to help build long-term wealth and makes financial sense: you’re better off with it than without it.
One of the most efficient ways to use debt can be borrowing to invest in an asset—such as property which can generate income and grow in value.

The desire to create long term wealth requires commitment.
It also takes, as we previously mentioned, a certain frugality in one`s spending habits if you wish to rise above the masses who think they must have the next shiny thing.
Which can lead to bad debts.

People often ask us, “but is property investment safe” ?.
We answer “Compared to what” ?
There are always up`s and down`s in any form of investment.
Property is no different.
But as a long term game beats all other categories hands down.
As long as you know where and when to invest..and in what.

Thats where Ample Property Solutions come`s in !
Its not “when is the right time to enter the market”..its time in the market..that counts !
After watching the stock market collapses over the years in Australia, most consumers have only their bank savings account and their superannuation left as viable options.
Yet even if we combined those three categories, they must be have failed historically, since so few Australian`s(less than five %) retire without requiring the pension to support them.
So its self evident to us, that the right property, at the right time, location etc as a long term investment, is the greatest way to build long term wealth for your families future.
Why not have a chat to us NOW , about your future ?

Have a great New year everyone and we will see you in 2017 !